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The Kiva Loan Process

The team at Mission Two X will support all loan applicants to ensure the loan application process is fast and easy.  Our goal is to get business owners funded as fast as possible to expand your business horizons.

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Schedule a consultation with us for Loan Application support (free) using the link below.  Let our experience help you!

Loan Qualifications

  • Applicant must be at least 18 years of age

  • No open bankruptcies, foreclosures pending or have unpaid liens

  • Business must be located in US

  • No criminal convictions in past 5 years

  • Loan is for any business purpose

  • Ineligible businesses include federally illegal activities such as gambling or hemp-related products,  including cryptocurrencies, drones, adult entertainment, multi-level marketing, pawn shops, weapons or tobacco

  • Loans should be for business purposes, other than refinancing existing debt or loans

  • Show that you have social capital by having friends, family and/or existing clients pledge money in support of your loan

  • Kiva lenders like to see that the loan is being used to help your business expand or grow.  Some examples of this include creating a website, buying equipment, purchasing goods to make your product(s) or taking out ads to attract new customers

Loan Approvals

 Kiva Documents

Take a top-quality photo of you AND your business (we prefer both!).  Your photo helps attract people to support your loan.  No headshots , selfies, collages or company logos - just the business owner(s) and the products or services you sell.

Bakery Owner
Barber with Client
Silly Selfie

1

Show how your business will use the Kiva loan.  Write a description of HOW the loan will help your business.  See brief example below.

2

Create a well-written business description as part of your Kiva Profile.  Talk about how long you have been in business, what is your business type - do you sell products or services and where do you sell your products or services.  Talk about your sales - and if you are just starting out, talk about potential sales.  See brief example below.

3

To expand our client base, we need a loan to invest in specialized cleaning equipment. With this new equipment, we can offer a broader range of services, such as deep cleaning, carpet cleaning, and industrial cleaning. Diversifying our services will make us more competitive in the market and open up new revenue streams.

Company Name has been in business for 2 years, and last year we achieved $10,000 in sales.  We currently focus on residential cleaning. Our goal is to grow by applying for commercial cleaning contracts, which will help us to increase our market reach and obtain new customers.

Click HERE to see examples of a Kiva loan

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KIVA LOAN SUBMISSION

Funding Process

Private Funding

Public Funding

  1. After the application is approved, the Private Funding round begins.

  2. Contact your personal networks and ask for support of $25 or more towards your initial funding

  3. Send your personal contacts the Kiva link

  4. Set a goal to reach up to 30% of the loan amount from private funders

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  1. After you reach your number of supporters, your loan moves to Public Funding in the Kiva community

  2. Kiva lenders from all around the world can now contribute a minimum of $25 or more to your loan campaign

  3. You have up to 30 days to fund your loan

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